2016

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This is it, guys!  My final post!

Thank goodness!  haha

In recent previous years, I’ve made a list of things I’d accomplished over the year, the number of which would match whatever year it was. This year, though, the general populace seems intent on bringing me down, so I’ve altered the plan a tiny bit.

Oh, I know it’s not intentional, necessarily, but regardless – y’all are ruining my zen thing, man.

So this year, I’ve instead made a list of the 16 best things to happen for me in 2016.  The original list was quite a lot larger, but I’ve managed to whittle it down to the following, in no particular order:

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  1. Mark Hamill

Luke Skywalker is my earliest and longest-running heroes, from about the age of 5 years, or so.  I mean, it all kicked into high gear when I was about 12, but my love for Luke and Star Wars had already been brewing for several years before that.  So it was a near-lifelong dream come true to finally be able to meet the man who brought the character to life.  I’d rehearsed everything in my head leading up to those few precious moments I’d get to spend interacting with him – and ended up doing none of it when the time came.  But everything that did happen was so much better than I could have hoped, and even the group photo op I had done with my awesome niece and nephews was perfect and priceless.  I wouldn’t change a thing.

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2. Hudson

It’s impossible to explain to another person my absolute love for this polar bear.  When he was a little guy, I found myself getting up in the morning after an injection night (they were terrible – not much could get me out of bed the next day) and trekking out to the zoo just so I could spend some time with him; watching him, and getting to know him.  There’s just something that happens to my heart every time I see him.  When he was moved to Winnipeg, I was devastated, and knew that, even if I ever saw him again, it wouldn’t be the same.  I wouldn’t be able to see him all the time anymore.  Until now.  2016 saw the return of Hudson and his brother Humphrey to the Toronto Zoo, and I have been out there almost every week since their quarantine ended.  I spent some quality time at the window with him one day, and since then, he’s back to greeting me upon arrival, just like he used to!  He’s now the biggest bear I’ve ever seen, but that thing still happens in my heart when I see him.  When we make eye contact, I pretty much explode.  The giant fool is truly my spirit animal, and even though our time together is temporary, I am making the most of it.  No regrets this time.

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3. Dark Matter Set Visit

Mind Reels on a spaceship, guys!  Every bit as amazing as you’d think…and more!  Of course, that’s really all I can say right now.  Keep an eye out for the S3 premiere, when we should finally be able to talk about our day on set!

4. Bowling For Kids Sake

An all-star team put together by actor Ennis Esmer challenged fans to help raise money for Big Brothers Big Sisters Toronto by donating and/or building teams to compete against one another in the Superhero-themed bowling night event!  Two “civilian” teams took on two all-star teams and basically had such a ridiculously good time that we have been thinking ever since of trying more things like that in the future!  So much fun, and all for a great cause!

5. Good Credit

When I learned that my bankruptcy would be cleared from my record with one of Canada’s two largest credit agencies after just 6 years instead of 7, I went online one day to find out how I was doing.  I’d gotten myself a secured Visa so that I would have SOME credit, instead of no credit, once the 7 years after my discharge had passed.  I got my credit report done, and was surprised and excited to find out that I was already squarely in the GOOD section of the scale!  Before I knew it, I was pre-approved for far more credit than I wanted, so I talked the guy down to a $500 Scotiabank Scene Visa, and have been happily earning more Scene points AND improving my credit rating ever since!  That’s so huge, guys!

6. Hands On Exotics

I had tried to volunteer at the Toronto Wildlife Centre, because I really wanted to feed baby squirrels in the nursery, but the schedule didn’t work out for when I was available, so I went a different direction, and began volunteering at an exotic animal shelter, instead.  I was taking it week to week for a long time, as I wasn’t sure how I’d do over the winter and such.  Plus, it’s a lot of cleaning poo.  Then there was a boatload of upheaval, and I wasn’t sure what was going on or how things would work moving forward.  The past couple of months, things have settled down a bit, and I am doing better with the routine.  I’m getting to know some of the animals, and they are getting to know me, and to be honest, it’s starting to feel a bit like therapy now.  My usual team and I work well together, and we get things done quickly so there’s a bit of extra time at the end to visit with our favourites a little longer (an in the example photo below, with young miss Cricket, the baby kangaroo).  And oh, the stories I can tell!  I’m hoping to continue to make new ones as we move into 2017!

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7. Grandma

This is a story I don’t wish to go into, so I’ll just say that I’ve started writing letters to my grandmother.  By hand.  At least once a week, but usually more.  That’s all I have to say about that.

8. Reconnecting with old friends

2016 was a good year for me in terms of reaching out and reconnecting with people who used to be in my life with much more regularity.  I started going to some WLU Toronto Alumni events, which – I graduated in 1995, and have been in Toronto since late 1997 – why have I not been going to these?!  So much fun!  Especially with my gal, Izzy, and her guy, Phil (who went to Western – boooo!  haha), and my hope for further reunions with my fellow Laurier alum may actually come to pass!  As well, I got reacquainted in a big way with one of my Rogers boys from back in the day.  We fell into our same old rhythm with each other – and then changed things up a bit, as well.  Right from our first conversation, it was obvious to me how much I’d missed him, though, so now I’m doing my best to make sure he and I don’t drift apart like that again.

As well, I started seeing my therapist on a regular basis again.  We also fell into our same old rhythm, but this time it seems like everything is more heightened.  We are connecting on a much deeper level than ever before, and as difficult as it is, I couldn’t have asked for more.  It’s exactly what I need.

What’s more is that I’ve spent more quality time in 2016 with more recent friends, and made at least one amazing new one, to boot!  Maybe my obsession with stronger connections is starting to pay off.  Also GO HAWKS GO!

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9. CSA’s Red Carpet

The Mind Reels has covered the Canadian Screen Awards (aka The Candys) to some degree each year since they began.  We’ve been extremely fortunate to have been invited to do so, and to have as much access as we’ve been given each year.  This year, however, was our first time on the broadcast gala’s red carpet, chatting with the talent as they arrived for the big night.  We were squished into a spot at the very end, and while many of the big names walked right by after having done their required time with the big media outlets, just as many amazing peeps actually stopped to talk to us – and many of them weren’t people we already knew!  This was our most incredible year at the CSA’s by far, and I am eagerly awaiting the chance to apply for accreditation again for 2017, because it’s quickly become one of my favourite events in the city all year!  Besides, we were told by one wonderful woman that we’re a relief to see at the end of the red carpet – that people feel like they can just relax and enjoy themselves while they’re with us, and that’s got to be one of the biggest, most humbling compliments I think I’ve ever received.  More chances to make that happen, please!

10. Crown

This may seem like a weird thing to include on a Best Of list, but I was finally able to have my first dental crown put in, and I couldn’t be happier.  After a root canal, gum surgery and getting my mold taken just under the lab’s holiday deadline, I am now – for the first time in years – pain free.  Well, as far as my mouth is concerned, at least.  And for me, that’s a huge good thing!

11. Creativity

Figured I’d lump a couple of things into one spot, just to help whittle down my list!  From my Etsy store (where I sold my first felted item), to my meeting with the Toronto Library’s Writer in Residence (who made me excited about my book again), to my first attempt at shooting footage solo throughout my day for the Canada In A Day film that gets broadcast next year.  I was pretty disappointed with how mine turned out, but I still got a few emails saying that some clips may or may not make it into the final film, so I signed all the required releases and sent them off into the ether.  We’ll see what happens, but either way, I learned a lot just in that one day, so with any luck I can carry that forward to bigger and better things soon, too!

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12. The final 10-15 lbs

The majority of the weight I gained following The Betrayal was lost slowly over the course of the following decade.  I’d resigned myself to just staying at one particular point because I couldn’t seem to get the scale to budge any lower – until late January 2016.  Suddenly, the weight started coming off and the final 10-15 lbs – also the most dramatic pounds – dropped away by the end of March, or so.  Not only am I now back to my pre-gain weight, but so far I’ve kept it that way without too much trouble.  Okay, fine, maybe not the past couple of weeks, but it’s the holidays.  If all goes well after this weekend, things will get back to normal soon.  It’s nice to have a glimpse of my former swagger back, too!

13. Melissa O’Neil on stage

The weird thing about this is that I watched Mel on Canadian Idol back in the day, and may have had a little crush on her even back then.  Seeing her in Dark Matter has been an absolute joy, and getting to chat with her via The Mind Reels was a bit of a dream come true, as well.  The fact that I get to know her a little in real life is just…above and beyond.  So you’d THINK I would have taken the opportunity to see her perform on stage – to sing live – at any given point before now!  However, better late than never.  And so completely worth it that she gets her own spot on my personal Best Of list for the year.  Also, the wee crush lives.

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14. Ole Timey Radio Plays

These are pretty much the best thing ever!  For Mind Reels, Tim and I started bringing in random handfuls of actor friends and reading old radio play scripts from the 30’s and 40’s!  So much ridiculous and hilarious fun – to the point where we all but stopped doing regular interviews, even!  Don’t worry, though, I intend to get interviews going again, AND radio plays, AND maybe a few other ideas I have all put into play in the new year.  those radio plays, though.  We knew they’d be fun, but everyone continues to go above and beyond, every time, and that I am always in need of facial traction due to the amount of hard laughter each time is indication of exactly how special these things have become.  I can’t get enough!

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15.  Kate Tattoo

I’d seen an ad on Facebook for a new local tattoo parlour with a deal for small black and white tattoos available for $50 for a limited time.  A friend suggested we get one for “our girls”, meaning our doppelganger cats, both of whom have passed on and who are deeply missed.  I thought that was a great idea, and then, thanks to my very best friend in life, the whole experience ended up being more than I could have hoped for!  I love, love, love my homage to wee Kate the Kitten, and am naturally itching to get more ink done as soon as I have some kind of extra cash again!

16.  Lil Bub

Last but certainly not least, 2016 was the year I finally met Lil Bub in person.  I barely managed to hold back the tears, but I got to pet her wee head and we took terrible selfies on my phone and I love her so much I have a need to see her again someday!  What a remarkable little beast she is, that Lillian Bubbles.  She has no idea how much, really, which just makes her even more incredible.  I’m so grateful I got to spend those few wonderful moments in her presence!

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So there you have it!  My best moments of 2016!  Honourable mention goes to the ongoing shininess of my Firefly LootCrate subscription.  And the daily joy of living with my three wonderful cats – and this guy:

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I’m not going to say I’ll never post here again, but it definitely won’t be as often.  I’m sure I’ll get the urge to write once in awhile, though.  It’s who I am.

To that end, I am starting a new blog project, which I hope will work better for me moving forward.  It’s called My WildLife Awakened, and you’ll be able to follow along with it here.

I’ve been thinking, and will leave you with this one tidbit – almost advice-ish, really, though I hope I can take it, myself, as well.

As we cross into 2017, there may or may not be much to look forward to, so I’m going to try instead to make great memories to look back on this time next year.

Let’s see what happens!

Oh – and happy new year!

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Legit

On the way home last night, I used my shiny new legit credit card to buy my metropass for November. The transaction went through, so that’s good.

Then I got home to all kinds of mail, including a parcel notification (which I’ll pick up tonight), and a notice from the secured credit card company telling me that I’ve done so well thus far, they would like to increase my credit limit with them, too! Without requiring a further security deposit!

I’ll turn that down, because I’m just going to cancel the card soon, anyway, once I get authorized payments and such transferred over to my new card, but still. I’m pleased that, a little over 6 years after being released from personal bankruptcy (I should TOTALLY run for President!), I am back in good standing as far as my credit rating goes.

Proud of myself – but not proud enough to take more credit than I gave myself on the secured card, of course!

I’m hurting in all kinds of ways today. My neck, my heart, and my jaw are top of the list. Naturally, my mind has begun to occasionally entertain paranoid concerns over the possibility of infection either below the gum-line along the surgical site, or within the tooth itself from where it split after having had a root canal previously. I’m sure it’s just a part of the post-surgery healing process, but I’ll keep an eye – or the back of my paranoid mind – on it between now and my next appointment, anyway.

In ongoing news, I hate people.

Please Support My Stuff, And Other Goings On

If you are on Facebook, please go vote for my photo in this contest: http://snaptoit2016.pgtb.me/m3SM8X/lnt7l

Scroll to the end of the first page of pictures, then jump to page 8 of submissions. Mine is the CN Tower reflection. I really want the GoPro, so please vote and help me win it! I could put it on Brody sometimes to get his view of the world, even! I think I am tentatively in first place at the moment, but I have to keep that going until Sunday night at midnight! So please help!!!

#GoPrody! 😉

Also, if you can spare $2 per month (or even $1), please consider supporting the Patreon page I created to help fund some of The Mind Reels’ expenses: http://www.patreon.com/TheMindReels

We’re just over halfway to our first goal, and if everyone chips in even a little bit, we’ll be able to accomplish so much more moving forward! As well, the higher tiers become progressively more involved in our programming, which should be fun! But mostly I just need help getting the word out, especially because I’m so busy trying to organize more content for our show that I have been remiss in getting my promoting hat on more regularly! Haha

Now that’s out of the way…I think something bad happened at the place where I volunteer. Like, internally, I mean. A huge shift in management and many of the staff are gone – almost everyone I’d met so far, in fact. Some of the animals are also gone, I think. Lots of changes. I don’t know what happened or why, but it was a very different vibe when I was in the other day, and I am not sure how things are going to go. We’ll see. I’d already missed the previous two weeks due to gum surgery, and was considering just not going anymore, but I’m glad I eventually did. I at least wanted to see how things were there now. I knew the other volunteer who was in when I got there, but everyone else I met for the first time. I also got to give Edward the Micro Pig some love, and gave a few quick pats to Willow the Capybara after her bath. I miss the animals when I am not there, but…yeah. I don’t know how things are going to go. It’s always such a struggle and battle with myself to go in every week as it is. We’ll see.

I took Brody to get groomed for the first time by myself over the weekend. I think we did pretty well, but I hated leaving him there, and was counting the minutes until I could go pick him up again. I also learned that I should actually plan distractions for myself while I wait next time, because I think I ended up getting a new credit card. Which…I was going to apply for this particular one next year, after the bankruptcy is completely off my credit history, so I guess it’s okay. I kept saying no but the guy kept offering different cards, and once he hit on the one I wanted anyway – and gave me the lowest possible limit I asked for – I decided to go ahead and accept it. Assuming nothing changes in the meantime, I should have my first actual credit card since declaring bankruptcy within the next week or so. My plan is to activate it and use it, then cancel my current secured card, get the deposit back, and put that towards getting a crown for the tooth I’ve been trying to save.

Will have to see how that goes, too. So many things up in the air. So many half-started projects. So much uncertainty.

Ain’t life an adventure and a half, sometimes?

Bankruptcy

I guess you could say my credit issues started right around the time I first got credit. Well, unless you count student loans, which I don’t. The first time I got credit by myself as an adult was after I was accepted to teacher’s college.

Prior to that, I’d moved out of my happy little home into the home of the person with whom I was in a relationship at the time. I gave away my bed and stored a bunch of my stuff in the spare bedroom, and chipped in what I could for rent and bills and the like for close to a year. When I was accepted to another year of full time education, though, I knew things had to change, as I wouldn’t be working for the majority of the year.

I was told not to worry about getting a student loan; I’d be taken care of.

I was told not to bother getting a credit card; I’d be taken care of.

I was told a student line of credit was unnecessary; that I’d be taken care of.

I was assured that I could quit my job outright, rather than stay on for a day or two a week through the school year – because I’d be taken care of.

I decided that I would rather have all of those options and not really need them, then need them and not have them, so I applied for everything, and – being a student – I was approved. I figured I could at least build a great credit rating by making small purchases and then paying them off each month, and if anything came up over the year I was being edumacated, I had back-up.

Turned out something came up pretty quickly, before school even started. I’d quit smoking when I’d learned of my acceptance, and then the blatant cheating began, the relationship ended, and I moved into a spare room in the apartment a good friend shared with his girlfriend. I paid rent, chipped in for bills, bought my own groceries, and basically lived off credit for the entire year.

You know, since I wasn’t being taken care of.

I also worked 1-2 days a week at the job I didn’t quit, and went back to full time after I graduated.

Over the next several years, I continued to build my credit rating by making regular payments and carrying a balance. Most of my credit limits were raised occasionally, to the point where I had an absurd amount of credit to my name. Like, more than I make in a year. That worried me some, but I figured I was getting good at the whole system, and so long as I stayed responsible, I should be okay going forward.

Then I tried to move in with the next person I was in a relationship with – who was in the US – and maxed everything out over the course of two and a half months of not working at all. I couldn’t find a job quickly enough in the diving economy of the time, and in my desperate attempt to keep trying right up until the last minute (well, past the last minute, if we’re being honest here), I’d spent pretty much everything I had left by the time I returned to Toronto. I had been under the impression that my being here was a short term deal; that I would just couch surf and work for a month or two and then head back once things settled down, recession-wise. I knew that, so long as I could earn enough to make minimum payments, I could just cycle money around and still stay afloat until I got back to where I wanted to be.

However, I was informed two days after my return to TO that I had over-stayed my welcome, so to speak, and of the demise of that relationship, as well. There was no chance of me going back any time soon, if at all. And since I was now stuck where I most certainly didn’t want to be, I had to find a way to make a go of it somehow.

I went back to work in a different position from the one I’d left, and slept on a generous friend’s floor for a couple of months. I had the opportunity to stay rent-free in a house way out in the east end, so long as I could leave no sign of my having lived there. It was an amazing deal, but the house was also full of spiders, which was my own personal horror to live with, so I was just as happy to leave there when the time came.

Since I was failing so fully at life, I found one of the worst apartments ever to sublet, and kept the majority of the things I had with me still packed, while leaving everything else in storage until I lived somewhere that felt safer. I started seeing a therapist, and got my cat back (though I apologized to her for giving her such a cruddy place to come back to), so at least we were together again.

The main problem was that, since I was paying rent and bills again, I could no longer make even the minimum payments on my maxed-out credit. The calls started coming in regularly, and I felt worse and worse about my very existence with each one. I tried going to my bank to see if I could just consolidate everything into one payment, but they would only cover their own stuff, and I was on my own for the rest. Since I couldn’t even make that work out, I finally broke down and went to a trustee.

I filed for personal bankruptcy that summer. And the person I was subletting the shitty apartment from got evicted, so I had to move out or sign my own lease, meaning I was stuck in that hole for over a year, all told. 2009 – pretty much the worst year of my life, thus far.

It was humiliating, and difficult – I had to keep very close tabs on every single bit of income and every single expenditure. I’d under-estimated how much I’d need for food and other basics each month, so I juggled with the other areas of permitted spending and made it work out. It was super stressful, though, because I had to give the trustees everything else, and justify whatever I didn’t hand over.

At least the collection calls stopped, though.

I was eventually discharged, and the trustee told me she never wanted to see me in there again, to which I heartily agreed. I still had my student loan from teacher’s college to finish paying off, but I worked out a payment plan with them that I could afford, and made that my first priority – after finding a better apartment.

That would, of course, prove to be hella difficult, too, because no one wants to rent to a bankrupt person, even if they’ve recently been discharged. I couldn’t get accepted back into the building I’d left when I tried to move to the US – and it had a sweet pool. I couldn’t get accepted to any of the places I’d applied, and I was starting to get desperate when I tried a Hail Mary with a little 4-story building in the neighbourhood I most wanted to live. I knew walking down the street that there was no chance, but I kept the appointment, anyway, and as soon as I walked into the space, I was kind of in love.

I flat out told the guy I’d recently been discharged from bankruptcy, and that I had a cat, and he said he’d seen people with worse credit move in, and that many people in the building had cats, so hope suddenly came alive.

Days later, I got the apartment. I still live there now, and I am staying as long as I can afford to, because I know how difficult it can be for me to find a new place now. And I still kinda love it there. It’s still home for now, a place for me to heal.

Plus, Kate the Kitten died not long after we moved in (she barely got to enjoy the non-shittiness of it, unfortunately), and now I live with three cats and a dog. It might be even more difficult to be accepted in a new place now, in some ways.

I was discharged from my bankruptcy on April 22, 2010. At just over 6 years ago, it should be purged from my credit report for one agency, and has just under a year left on my report for the other. I have a secured credit card, upon which I continue to make regular payments and carry a balance and, at $500, it’s low enough to not be a huge worry in comparison to my salary. It reports to both credit agencies, too, so I am already re-building my credit rating, albeit very slowly. It’s still better than nothing.

Am I gun-shy about ever having to file for personal bankruptcy again? Absolutely. When I was already feeling most worthless, that was the nail in my proverbial coffin. My failure at life was complete. I don’t ever want to feel that way again, if I can help it, especially since it’s never really gone away. I carry my failure around more than my successes, in part because I don’t think much of myself, but in part so I can hope to learn from them. I still can’t pinpoint exactly where I went wrong, but I think it might have been a series of mistakes on my part, and I am terrified of making any of them again, lest I lead myself back down that same self-destructive path. I can’t fool around with this stuff anymore. There are now 3 little lives depending entirely on me – and a 4th who depends mostly on me – for their survival and for the quality of their lives.

And then there’s me. I depend on me for all of that, as well.

If I can help it, I don’t intend to let myself down so completely again.